Churchill International Property Corporation continues to introduce new and interesting investment offerings that incorporate an RRSP component and an open un-registered investment unit into one partnership investment that acquires revenue properties. Their stated goal with this unique investment structure is to "let small investors participate in cash-flowing real estate opportunities in the same manner that large institutions invest.

Founded in 1985, Churchill's results speak for themselves. We have owned, operated, developed, sold over $800,000,000 in real estate assets, much for private investors. We have achieved average annual returns in exxess of 16%; abd we have never lost a single dollar of investment capital.

The principals of the Churchill International Property Corporation articulate their philosophy and reasoning behind the creation of their new investment portfolio.

Q: How are investors able to use their RRSP funds to acquire this real estate investment?

A: By structuring the ownership with a portion of the down-payment equity (80%) being an RRSP eligible debenture that earns tax-sheltered interest income, and the remaining equity (20%) as an open limited partnership unit, this permits investors to utilize their RRSP to invest in real estate.

Q: Why is the investment only 80% RRSP eligible, with the remaining 20% being
an open investment?

A: It was purposely structured in this manner for tax efficiency. By structuring the offering with 20% of the equity invested as an open un-registered holding, investors are able to receive some annual tax deductions and in the future when the investment is sold, any capital gains flow outside of the RRSP to the open investment unit thereby ensuring maximum tax efficiency with the favorable capital gains treatment.

Q: Aren't Real Estate investments too risky for an RRSP?

A: Professionally managed quality cash flowing real estate is one of the most conservative and stable asset classes available to investors. Life Insurance Companies, Pension Plans, Endowments, and Large Institutions all hold significant portions of their portfolios in cash flowing real estate due to its conservative nature.

Q: Why are you offering a mixed portfolio of properties under one offering rather than a single asset?

A: By offering a portfolio of assets the investors get a more conservative investment diversified by location and asset class while enjoying a solid annual cash flow yield.

Q: What is your targeted yield to investors?

A: Our targeted yield is 12-18% which comes from annual cash flow of 7-10% , principal pay down of 3% per year, and another 6 – 8% from capital gains driven by refurbishing the assets and repositioning them.

Q: Have any of the Churchill Principals ever lost money for an investor?

A: Over the 52 years of combined experience that the Churchill principals have, they have never had any investment that has not returned all principal and a profit to their investors.