Churchill International Property Corporation continues to introduce new and interesting investment offerings that incorporate an RRSP component and an open un-registered investment unit into one partnership investment that acquires revenue properties. Their stated goal with this unique investment structure is to "let small investors participate in cash-flowing real estate opportunities in the same manner that large institutions invest."

Founded in 1985, our results speak for themselves. We have owned, operated, developed and sold over $900,000,000 in real estate assets, much for private investors. We have achieved average annual returns in excess of 16%; and we have never lost a single dollar of investment capital.

 

Q: How are investors able to use their RRSP funds to acquire this real estate investment? A: By structuring the ownership with a portion of the down-payment equity (80%) being an RRSP eligible debenture that earns tax-sheltered interest income, and the remaining equity (20%) as an open limited partnership unit, this permits investors to utilize their RRSP to invest in real estate. Not only our the debentures RRSP eligible they can aslo be held in a RESP, RRIF and a tax free savings account (TFSA)

 

Q: Why is the investment only 80% RRSP eligible, with the remaining 20% being
an open investment?

A: It was purposely structured in this manner for tax efficiency. By structuring the offering with 20% of the equity invested as an open un-registered holding, investors are able to receive some annual tax deductions and in the future when the investment is sold, any capital gains flow outside of the RRSP to the open investment unit thereby ensuring maximum tax efficiency with the favorable capital gains treatment.

 

Q: Are Real Estate investments too risky for RRSPs, RESPs and RRIFs?

A: Professionally managed quality cash flowing real estate is one of the most conservative and stable asset classes available to investors. Life Insurance Companies, Pension Plans, Endowments, and Large Institutions all hold significant portions of their portfolios in cash flowing real estate due to its conservative nature.

 

Q: Why are you offering a mixed portfolio of properties under one offering rather than a single asset?

A: By offering a portfolio of assets the investors get a more conservative investment diversified by location and asset class while enjoying a solid annual cash flow yield.

 

Q: What is your targeted yield to investors?

A: Our targeted yield is 10-14% which comes from annual cash flow of 6-8%, mortgage principal pay down of approximately 3% per year, and another 3% by per annum by repositioning to add value.

 

Q: Have any of the Churchill Real Estate Funds lost money for an investor?

A: Churchill Property has always returned the investors capital and a profit in their real estate funds.